Oglesby State Bank : Oglesby Texas

Rates

CHECKING / MONEY MARKET / SAVINGS ACCOUNTS**
Account Name	Interest Rate	APY*
STATEMENT SAVINGS:
$00.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

LOOK TO THE FUTURE:
(ANY BALANCE) MAXIMUM AGE: 25 YRS.	FULL TIME STUDENT
$0.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

MONEY MARKET CHECKING:
$0.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

N-O-W ACCOUNT:
$0.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

ADVANTAGE CHECKING:
$1,000.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

SENIOR ADVANTAGE CHECKING:	MINIMUM AGE: 50 YRS.
$1,000.00 - $2,500.00	0.10%	0.10%
$2,500.01 - $10,000.00	0.20%	0.20%
$10,000.01 and up	0.25%	0.25%

INVESTMENT ACCOUNT:
$1,000.00 - $25,000.00	0.10%	0.10%
$25,000.01 - $100,000.00	0.25%	0.25%
$100,000.01 - $200,000.00	0.25%	0.25%
$200,000.01 - $500,000.00	0.25%	0.25%
$500,000.01 and up	0.15%	0.15%

CERTIFICATES OF DEPOSIT ***
$500.00 MINIMUM DEPOSIT
Term	Interest Rate	APY*
30 Day	0.35%	0.35%
3 Months	0.50%	0.50%
6 Months	0.75%	0.75%
12 Months	1.25%	1.25%
18 Months	1.40%	1.41%
24 Months	1.60%	1.61%
30 Months	1.65%	1.66%
36 Months	1.65%	1.66%
60 Months	2.25%	2.26%

CERTIFICATES OF DEPOSIT / IRA (SPECIALS)***
$10,000.00 Minimum Deposit
Term	Interest Rate	APY*
6 Months	0.75%	0.75%
12 Months	1.25%	1.25%
24 Months	1.60%	1.61%
30 Months	1.65%	1.66%
36 Months	1.65%	1.66%

INDIVIDUAL RETIREMENT ACCOUNTS ***
$500.00 Minimum Deposit
Term	Interest Rate	APY*
12 Months	1.25%	1.25%
18 Months	1.40%	1.40%
24 Months	1.60%	1.61%
30 Months	1.65%	1.66%
60 Months	2.25%	2.26%

APY = Annual Percentage Yield Fees could reduce earnings on the account. **Penalty for early withdrawal.
RATES EFFECTIVE: 06/30/2010 Rates may change at any time without notice.