Oglesby State Bank : Oglesby Texas

Rates

CHECKING / MONEY MARKET / SAVINGS ACCOUNTS
Account Name	Interest Rate	APY*
STATEMENT SAVINGS:
$00.00 - $2,500.00	0.35%	0.35%
$2,500.01 - $10,000.00	0.50%	0.50%
$10,000.01 +	0.75%	0.75%

LOOK TO THE FUTURE:
(ANY BALANCE) MAXIMUM AGE: 25 YRS.	FULL TIME STUDENT
$0.00 - $2,500.00	0.35%	0.35%
$2,500.01 - $10,000.00	0.50%	0.50%
$10,000.01+	0.75%	0.75%

MONEY MARKET CHECKING:
$0.00 - $2,500.00	0.35%	0.35%
$2,500.01 - $10,000.00	0.50%	0.50%
$10,000.01+	0.75%	0.75%

N-O-W ACCOUNT:
$0.00 - $2,500.00	0.25%	0.25%
$2,500.01 - $10,000.00	0.35%	0.35%
$10,000.01+	0.50%	0.50%

ADVANTAGE CHECKING:
$1,000.00 - $2,500.00	0.25%	0.25%
$2,500.01 - $10,000.00	0.35%	0.35%
$10,000.01 and up	0.50%	0.50%

SENIOR ADVANTAGE CHECKING:	MINIMUM AGE: 50 YRS.
$1,000.00 - $2,500.00	0.25%	0.25%
$2,500.01 - $10,000.00	0.35%	0.35%
$10,000.01 and up	0.50%	0.50%

INVESTMENT ACCOUNT:
$1,000.00 - $25,000.00	1.25%	1.26%
$25,000.01 - $100,000.00	1.50%	1.26% to 1.45%
$100,000.01 - $200,000.00	1.75%	1.45% to 1.61%
$200,000.01 - $500,000.00	2.00%	1.61% to 1.85%
Portion of Bal. exceeding $500,000.01	1.00%	1.85% to 1.05%

CERTIFICATES OF DEPOSIT
$500.00 MINIMUM DEPOSIT
Term	Interest Rate	APY*
30 DAY	1.00%	1.00%
3 MONTHS	2.25%	2.26%
6 MONTHS	2.50%	2.52%
12 MONTHS	2.75%	2.77%
18 MONTHS	2.80%	2.82%
24 MONTHS	2.85%	2.88%
30 MONTHS	2.90%	2.93%
36 MONTHS	2.90%	2.93%
60 MONTHS	3.10%	3.13%

CERTIFICATES OF DEPOSIT / IRA (SPECIALS)
$10,000.00 Minimum Deposit
Term	Interest Rate	APY*
6 Months	2.50%	2.52%
12 Months	2.75%	2.77%
24 Months	2.85%	2.88%
30 Months	2.90%	2.93%
36 Months	2.90%	2.93%

INDIVIDUAL RETIREMENT ACCOUNTS
$500.00 Minimum Deposit
Term	Interest Rate	APY*
12 MONTHS	2.75%	2.77%
18 MONTHS	2.80%	2.82%
24 MONTHS	2.85%	2.88%
30 MONTHS	2.90%	2.93%
60 MONTHS	3.10%	3.13%

*APY = Annual Percentage Yield
RATES EFFECTIVE THRU: 04/30/2008